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	<title>Comments for Seattle Housing Buzz</title>
	<link>http://seattlehousingbuzz.com</link>
	<description>a Seattle Real Estate Blog</description>
	<pubDate>Fri, 12 Mar 2010 23:24:58 +0000</pubDate>
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		<title>Comment on Lennox Scott blogs by Shelley Rossi</title>
		<link>http://seattlehousingbuzz.com/2010/03/lennox-scott-blogs#comment-280796</link>
		<dc:creator>Shelley Rossi</dc:creator>
		<pubDate>Sat, 06 Mar 2010 00:33:36 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2010/03/lennox-scott-blogs#comment-280796</guid>
		<description>Thanks for the plug Ben, on behalf of Lennox, we appreciate the kind words and support!</description>
		<content:encoded><![CDATA[<p>Thanks for the plug Ben, on behalf of Lennox, we appreciate the kind words and support!</p>
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		<title>Comment on HUD awards $300,000 in local housing counseling grants by mike</title>
		<link>http://seattlehousingbuzz.com/2009/10/hud-awards-300000-in-local-housing-counseling-grants#comment-279377</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Sun, 07 Feb 2010 16:15:56 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2009/10/hud-awards-300000-in-local-housing-counseling-grants#comment-279377</guid>
		<description>I think it would be far better to find people who are unemployed, who need help with payments.  Giving payment grants to those who had a stable history of working during these high unemployment times would be a far better use of taxpayers money.

All these counseling programs are doing nada.</description>
		<content:encoded><![CDATA[<p>I think it would be far better to find people who are unemployed, who need help with payments.  Giving payment grants to those who had a stable history of working during these high unemployment times would be a far better use of taxpayers money.</p>
<p>All these counseling programs are doing nada.</p>
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		<title>Comment on Seattle Housing Market Trends by sara boatz</title>
		<link>http://seattlehousingbuzz.com/2007/12/seattle-housing-market-trends#comment-273428</link>
		<dc:creator>sara boatz</dc:creator>
		<pubDate>Mon, 14 Dec 2009 16:55:33 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2007/12/seattle-housing-market-trends#comment-273428</guid>
		<description>I am looking for some market info on Seattle.  Do you have anything that shows numbers for 2009?  Any projections for 2010?</description>
		<content:encoded><![CDATA[<p>I am looking for some market info on Seattle.  Do you have anything that shows numbers for 2009?  Any projections for 2010?</p>
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		<title>Comment on HUD awards $300,000 in local housing counseling grants by Beau Chevassus</title>
		<link>http://seattlehousingbuzz.com/2009/10/hud-awards-300000-in-local-housing-counseling-grants#comment-272010</link>
		<dc:creator>Beau Chevassus</dc:creator>
		<pubDate>Wed, 02 Dec 2009 19:58:39 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2009/10/hud-awards-300000-in-local-housing-counseling-grants#comment-272010</guid>
		<description>My wife and I took advantage of the $8000 tax credit in buying a new home... heck we'd have taken anything to get out of our Puyallup apartment.  (not good experiences... I even wrote a rap song about it...)

Apartment Rap
http://vimeo.com/7934524

That is all.

Love,

Beau</description>
		<content:encoded><![CDATA[<p>My wife and I took advantage of the $8000 tax credit in buying a new home&#8230; heck we&#8217;d have taken anything to get out of our Puyallup apartment.  (not good experiences&#8230; I even wrote a rap song about it&#8230;)</p>
<p>Apartment Rap<br />
<a href="http://vimeo.com/7934524" rel="nofollow">http://vimeo.com/7934524</a></p>
<p>That is all.</p>
<p>Love,</p>
<p>Beau</p>
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		<title>Comment on NAR proposals FHA enhancements by ray</title>
		<link>http://seattlehousingbuzz.com/2009/04/nar-proposals-fha-enhancements#comment-244190</link>
		<dc:creator>ray</dc:creator>
		<pubDate>Tue, 09 Jun 2009 19:13:39 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2009/04/nar-proposals-fha-enhancements#comment-244190</guid>
		<description>It is indeed a good news. Though I heard the law has been changing. Well I just hope that I can use it when I actually buy a house! 

Thanks a lot for a good news.</description>
		<content:encoded><![CDATA[<p>It is indeed a good news. Though I heard the law has been changing. Well I just hope that I can use it when I actually buy a house! </p>
<p>Thanks a lot for a good news.</p>
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		<title>Comment on NAR proposals FHA enhancements by Richard Stabile Bergen County Real Estate</title>
		<link>http://seattlehousingbuzz.com/2009/04/nar-proposals-fha-enhancements#comment-244070</link>
		<dc:creator>Richard Stabile Bergen County Real Estate</dc:creator>
		<pubDate>Tue, 09 Jun 2009 02:23:06 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2009/04/nar-proposals-fha-enhancements#comment-244070</guid>
		<description>I have been looking at your market in Seattle. Your condo market seems to be off the bottom and have improved considerably. Our area in Bergen County New Jersey has done the same. Many other areas around the country are doing better. Lets hope rates don't get crazy and we can keep it up.</description>
		<content:encoded><![CDATA[<p>I have been looking at your market in Seattle. Your condo market seems to be off the bottom and have improved considerably. Our area in Bergen County New Jersey has done the same. Many other areas around the country are doing better. Lets hope rates don&#8217;t get crazy and we can keep it up.</p>
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		<title>Comment on NAR proposals FHA enhancements by Richard Stabile Bergen County Real Estate</title>
		<link>http://seattlehousingbuzz.com/2009/04/nar-proposals-fha-enhancements#comment-237333</link>
		<dc:creator>Richard Stabile Bergen County Real Estate</dc:creator>
		<pubDate>Fri, 24 Apr 2009 00:41:07 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2009/04/nar-proposals-fha-enhancements#comment-237333</guid>
		<description>I have been looking at FHA very closely. Since the credit crisis, FHA has gotten stonger in our area. Two years ago I don't think we use it at all.
Now, for credit scores from 600 they are the only game in town. Their guidelines allow up to 45% ratio's and greater with some special circumstances. Our area is to $625,000, Bergen County New Jersey is an expensive market.</description>
		<content:encoded><![CDATA[<p>I have been looking at FHA very closely. Since the credit crisis, FHA has gotten stonger in our area. Two years ago I don&#8217;t think we use it at all.<br />
Now, for credit scores from 600 they are the only game in town. Their guidelines allow up to 45% ratio&#8217;s and greater with some special circumstances. Our area is to $625,000, Bergen County New Jersey is an expensive market.</p>
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		<title>Comment on NAR proposals FHA enhancements by Rolland</title>
		<link>http://seattlehousingbuzz.com/2009/04/nar-proposals-fha-enhancements#comment-233074</link>
		<dc:creator>Rolland</dc:creator>
		<pubDate>Thu, 02 Apr 2009 21:26:12 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2009/04/nar-proposals-fha-enhancements#comment-233074</guid>
		<description>This is good news, lets hope something will be done!</description>
		<content:encoded><![CDATA[<p>This is good news, lets hope something will be done!</p>
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		<title>Comment on Homeowner relief plan by Tree ethington</title>
		<link>http://seattlehousingbuzz.com/2009/02/homeowner-relief-plan#comment-229249</link>
		<dc:creator>Tree ethington</dc:creator>
		<pubDate>Thu, 12 Mar 2009 15:59:36 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2009/02/homeowner-relief-plan#comment-229249</guid>
		<description>I personally think many many of the people who are in "too deep" had no idea what was really happening.  I almost, i say almost, signed papers for our refi, with a supposed "been around forever, neighborhood type" lender in Bellevue.  But, when i reviewed the papers, the interest rate was different on every page, and in some places, BLANK!!  This guy had my head spinning, had me running to Kinkos late at night to photo copy stuff, really kept me running, and I mean off balance running.  I accidentally emailed the whole package  to another lender I had been asking questions of.  I received a BIG warning in my next email.  It said FREEZE.  do not continue, I do not know you but I am looking over your papers with my entire office and we are blown away by what is being done to you.  Do you realize that this is illegal?  I am so thankful that this happened or I don't know what we would be doing now.  First I had knee surgery last Aug. and still cannot walk well, then I was laid off.   We can barely make it on one income and we are worried.  I am not stupid, I was taken advantage of and made to feel like I HAD to do things which in hindsight seem so insane.  Good people get screwed too.</description>
		<content:encoded><![CDATA[<p>I personally think many many of the people who are in &#8220;too deep&#8221; had no idea what was really happening.  I almost, i say almost, signed papers for our refi, with a supposed &#8220;been around forever, neighborhood type&#8221; lender in Bellevue.  But, when i reviewed the papers, the interest rate was different on every page, and in some places, BLANK!!  This guy had my head spinning, had me running to Kinkos late at night to photo copy stuff, really kept me running, and I mean off balance running.  I accidentally emailed the whole package  to another lender I had been asking questions of.  I received a BIG warning in my next email.  It said FREEZE.  do not continue, I do not know you but I am looking over your papers with my entire office and we are blown away by what is being done to you.  Do you realize that this is illegal?  I am so thankful that this happened or I don&#8217;t know what we would be doing now.  First I had knee surgery last Aug. and still cannot walk well, then I was laid off.   We can barely make it on one income and we are worried.  I am not stupid, I was taken advantage of and made to feel like I HAD to do things which in hindsight seem so insane.  Good people get screwed too.</p>
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		<title>Comment on Homeowner relief plan by Cassie Daughtrey</title>
		<link>http://seattlehousingbuzz.com/2009/02/homeowner-relief-plan#comment-225709</link>
		<dc:creator>Cassie Daughtrey</dc:creator>
		<pubDate>Wed, 25 Feb 2009 07:58:06 +0000</pubDate>
		<guid>http://seattlehousingbuzz.com/2009/02/homeowner-relief-plan#comment-225709</guid>
		<description>I'm torn about this truly. I'm a real estate professional and I can't wrap my brain around it. I can see this spiraling out of control. Where does the giving end? The lenders screwed up. The banks screwed up. But the borrowers also screwed up. I truly do feel bad about the people who have lost their homes due to job loss, illness, etc...but what I don't understand are the people who borrowed money they knew they couldn't pay back. Taking on a payment they knew they couldn't afford. Because there's people like me who didn't do that, and as a result, I live more modestly. I don't have anyone that's going to give me a stimulus to buy a bigger home. Get into a nicer house. I was responsible with my housing choices. My husband DID lose his job six months ago, but we have planned, saved, and budgeted for emergencies such as this. 

I could go on, but that's my two cents. </description>
		<content:encoded><![CDATA[<p>I&#8217;m torn about this truly. I&#8217;m a real estate professional and I can&#8217;t wrap my brain around it. I can see this spiraling out of control. Where does the giving end? The lenders screwed up. The banks screwed up. But the borrowers also screwed up. I truly do feel bad about the people who have lost their homes due to job loss, illness, etc&#8230;but what I don&#8217;t understand are the people who borrowed money they knew they couldn&#8217;t pay back. Taking on a payment they knew they couldn&#8217;t afford. Because there&#8217;s people like me who didn&#8217;t do that, and as a result, I live more modestly. I don&#8217;t have anyone that&#8217;s going to give me a stimulus to buy a bigger home. Get into a nicer house. I was responsible with my housing choices. My husband DID lose his job six months ago, but we have planned, saved, and budgeted for emergencies such as this. </p>
<p>I could go on, but that&#8217;s my two cents.</p>
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